/* === RESET & BASE === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #0F1B2D;
  --navy-light: #162338;
  --navy-mid: #1A2A42;
  --gold: #C9A227;
  --gold-soft: #D4B44A;
  --gold-muted: rgba(201, 162, 39, 0.15);
  --cream: #FAF7F0;
  --cream-dark: #F0EBE0;
  --stone: #8A8578;
  --text: #2C2C2C;
  --text-light: #6B6B6B;
  --green: #2D6A4F;
  --green-bg: #E8F5E9;
  --yellow: #B8860B;
  --yellow-bg: #FFF8E1;
  --red: #C62828;
  --red-bg: #FFEBEE;
}

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* === NAVIGATION === */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 1.25rem 2rem;
  background: rgba(250, 247, 240, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(15, 27, 45, 0.06);
}

.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--navy);
  letter-spacing: -0.01em;
}

/* === HERO === */
.hero {
  position: relative;
  padding: 10rem 2rem 6rem;
  overflow: hidden;
  background: var(--cream);
}

.hero-inner {
  max-width: 820px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}

.hero-eyebrow {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.5rem;
}

.hero-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2.8rem, 6vw, 4.5rem);
  font-weight: 800;
  line-height: 1.08;
  color: var(--navy);
  letter-spacing: -0.025em;
  margin-bottom: 1.75rem;
}

.hero-highlight {
  color: var(--gold);
}

.hero-lede {
  font-size: 1.2rem;
  line-height: 1.7;
  color: var(--text-light);
  max-width: 600px;
  font-weight: 300;
  margin-bottom: 3.5rem;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 2.5rem;
  padding: 2rem 2.5rem;
  background: var(--navy);
  border-radius: 12px;
}

.stat {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}

.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}

.stat-label {
  font-size: 0.78rem;
  color: rgba(250, 247, 240, 0.6);
  line-height: 1.4;
  font-weight: 300;
}

.stat-divider {
  width: 1px;
  height: 48px;
  background: rgba(250, 247, 240, 0.12);
}

.hero-gradient-orb {
  position: absolute;
  top: -120px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201, 162, 39, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

/* === GAP SECTION === */
.gap {
  padding: 7rem 2rem;
  background: var(--navy);
}

.gap-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.gap-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.gap-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--cream);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 3.5rem;
}

.gap-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.gap-card {
  padding: 2rem;
  background: var(--navy-light);
  border-radius: 10px;
  border: 1px solid rgba(250, 247, 240, 0.05);
}

.gap-icon {
  font-family: 'Playfair Display', serif;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 1rem;
  opacity: 0.7;
}

.gap-card h3 {
  font-family: 'Playfair Display', serif;
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 0.6rem;
}

.gap-card p {
  font-size: 0.92rem;
  color: rgba(250, 247, 240, 0.55);
  line-height: 1.6;
  font-weight: 300;
}

/* === HOW IT WORKS === */
.how {
  padding: 7rem 2rem;
  background: var(--cream);
}

.how-inner {
  max-width: 700px;
  margin: 0 auto;
}

.how-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.how-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 3.5rem;
}

.how-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.how-step {
  display: flex;
  gap: 2rem;
  align-items: flex-start;
}

.step-num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--navy);
  color: var(--gold);
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: 1.1rem;
  border-radius: 50%;
}

.step-content h3 {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.step-content p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.65;
  font-weight: 300;
}

.step-line {
  width: 1px;
  height: 32px;
  background: rgba(15, 27, 45, 0.12);
  margin-left: 22px;
}

/* === PACKET === */
.packet {
  padding: 7rem 2rem;
  background: var(--cream-dark);
}

.packet-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.packet-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.packet-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 3.5rem;
}

.packet-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.packet-doc {
  padding: 1.75rem;
  background: var(--cream);
  border-radius: 10px;
  border: 1px solid rgba(15, 27, 45, 0.06);
  position: relative;
}

.packet-doc-main {
  border: 2px solid var(--gold);
  background: white;
}

.doc-badge {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  background: var(--gold-muted);
  padding: 0.2rem 0.6rem;
  border-radius: 4px;
}

.packet-doc h3 {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.packet-doc p {
  font-size: 0.85rem;
  color: var(--text-light);
  line-height: 1.55;
  font-weight: 300;
}

/* === RISK TIERS === */
.tiers {
  padding: 7rem 2rem;
  background: var(--cream);
}

.tiers-inner {
  max-width: 1000px;
  margin: 0 auto;
}

.tiers-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.tiers-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 1rem;
}

.tiers-sub {
  font-size: 1.05rem;
  color: var(--text-light);
  font-weight: 300;
  margin-bottom: 3.5rem;
  max-width: 550px;
}

.tiers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.tier {
  padding: 2.25rem 2rem;
  border-radius: 10px;
  border: 1px solid rgba(15, 27, 45, 0.08);
}

.tier-green { background: var(--green-bg); }
.tier-yellow { background: var(--yellow-bg); }
.tier-red { background: var(--red-bg); }

.tier-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  margin-bottom: 1rem;
}

.tier-dot.green { background: var(--green); }
.tier-dot.yellow { background: var(--yellow); }
.tier-dot.red { background: var(--red); }

.tier h3 {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.tier-headline {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 0.75rem !important;
}

.tier-green .tier-headline { color: var(--green); }
.tier-yellow .tier-headline { color: var(--yellow); }
.tier-red .tier-headline { color: var(--red); }

.tier p:last-child {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.6;
  font-weight: 300;
}

/* === WHO === */
.who {
  padding: 7rem 2rem;
  background: var(--navy);
}

.who-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.who-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.who-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--cream);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 3.5rem;
}

.who-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.who-card {
  padding: 1.75rem;
  background: var(--navy-light);
  border-radius: 10px;
  border: 1px solid rgba(250, 247, 240, 0.05);
}

.who-trigger {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  background: var(--gold-muted);
  padding: 0.25rem 0.65rem;
  border-radius: 4px;
  margin-bottom: 0.85rem;
}

.who-card p {
  font-size: 0.9rem;
  color: rgba(250, 247, 240, 0.55);
  line-height: 1.6;
  font-weight: 300;
}

/* === PHILOSOPHY === */
.philosophy {
  padding: 6rem 2rem;
  background: var(--cream);
}

.philosophy-inner {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.philosophy-rule {
  width: 60px;
  height: 1px;
  background: var(--gold);
  margin: 0 auto 3rem;
  opacity: 0.5;
}

.philosophy-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin-bottom: 1.75rem;
}

.philosophy-body {
  font-size: 1.05rem;
  color: var(--text-light);
  line-height: 1.75;
  font-weight: 300;
  margin-bottom: 1.25rem;
}

.philosophy-body:last-of-type {
  margin-bottom: 3rem;
}

/* === FOOTER === */
.footer {
  padding: 3rem 2rem;
  background: var(--navy);
  border-top: 1px solid rgba(250, 247, 240, 0.06);
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Playfair Display', serif;
  font-weight: 600;
  font-size: 1rem;
  color: var(--cream);
  margin-bottom: 1.25rem;
}

.footer-legal {
  font-size: 0.78rem;
  color: rgba(250, 247, 240, 0.35);
  line-height: 1.6;
  max-width: 600px;
  margin-bottom: 1.5rem;
}

.footer-copy {
  font-size: 0.75rem;
  color: rgba(250, 247, 240, 0.25);
}

/* === RESPONSIVE === */
@media (max-width: 768px) {
  .hero { padding: 7rem 1.5rem 4rem; }
  .hero-stats {
    flex-direction: column;
    gap: 1.5rem;
    padding: 1.75rem;
    align-items: flex-start;
  }
  .stat-divider {
    width: 40px;
    height: 1px;
  }
  .gap, .how, .packet, .tiers, .who, .philosophy { padding: 4.5rem 1.5rem; }
  .gap-grid, .packet-grid, .tiers-grid, .who-grid {
    grid-template-columns: 1fr;
  }
  .how-step { gap: 1.25rem; }
  .nav { padding: 1rem 1.5rem; }
}

@media (max-width: 480px) {
  .hero-title { font-size: 2.2rem; }
  .stat-number { font-size: 1.8rem; }
}